Terms and Conditions

1. Acceptance of Terms

By creating an account and using Prisma, you agree to be bound by these Terms and Conditions ("Terms"). If you do not agree to these Terms, please do not use our service.

2. Description of Service

Prisma is a portfolio tracking application that allows users to:

• Track investment portfolios
• Monitor asset prices and performance
• Import transactions from supported brokers or manually enter transactions
• View financial analytics and reports

3. User Accounts

3.1 Account Creation

• You must provide accurate and complete information when creating an account
• You are responsible for maintaining the security of your account credentials
• You must be at least 18 years old to create an account

3.2 Account Responsibility

• You are solely responsible for all activities under your account
• You must notify us immediately of any unauthorized use of your account
• We reserve the right to suspend or terminate accounts that violate our Terms and Conditions

3.3 Account Individuality

• Each account is intended for use by a single individual only
• Sharing account credentials or access with other persons is strictly prohibited
• Each user may maintain only one active account
• Violation of this policy may result in immediate account suspension or termination

4. Use of the Service

4.1 Permitted Use

• Use the service for personal portfolio tracking and analysis
• Import legitimate financial data from supported sources
• Access and use features as intended by the application design

4.2 Prohibited Use

• Use the service for any illegal or unauthorized purpose
• Attempt to gain unauthorized access to other users' data
• Interfere with or disrupt the service or servers
• Use automated systems to access the service without permission
• Share your account credentials or allow others to use your account
• Create multiple accounts for the same individual

5. Data and Privacy

5.1 Data Collection

• We collect and process data as described in our Privacy Policy
• Financial data is encrypted and stored securely
• We do not share your personal financial information with third parties without consent

5.2 Data Accuracy

• You are responsible for the accuracy of data you input
• We cannot guarantee the accuracy of financial data displayed in the app
• We are not responsible for investment decisions based on data in the app
• Market data may be delayed and is provided for informational purposes only

6. Investment Disclaimer

6.1 No Financial Advice

• Prisma is a portfolio tracking tool only
• We do not provide investment advice or recommendations
• Past performance does not guarantee future results

6.2 Documentation Only Service

• Prisma is not a broker or trading platform
• Adding transactions in Prisma is for documentation purposes only
• No transactions entered in the app will execute actual orders with brokers
• Users must execute all trades through their own licensed brokers

6.3 Investment Risk

• All investments carry risk of loss
• You should consult with qualified financial advisors before making investment decisions
• We are not responsible for any investment losses

7. Service Availability

7.1 Service Uptime

• We strive to maintain high service availability
• Scheduled maintenance may temporarily interrupt service
• We are not liable for service interruptions or data loss

8. Modifications

8.1 Terms Changes

• We may modify these Terms at any time
• Users will be notified of significant changes
• Continued use constitutes acceptance of modified Terms

8.2 Service Changes

• We may add, modify, or discontinue features
• We will provide reasonable notice for major changes

9. Termination

9.1 User Termination

• You may terminate your account at any time
• Upon termination, your data will be deleted according to our Privacy Policy

9.2 Service Termination

• We may terminate accounts that violate these Terms
• We may discontinue the service with reasonable notice

10. Limitation of Liability

10.1 Disclaimer of Warranties

• The service is provided "as is" without warranties
• We disclaim all warranties, express or implied
• We do not warrant that the service will be error-free or uninterrupted

10.2 Limitation of Damages

• Our liability is limited to the maximum extent permitted by law
• We are not liable for indirect, incidental, or consequential damages
• Our total liability shall not exceed the fees paid by you, if any

11. Governing Law

These Terms are governed by the laws of Germany. Any disputes will be resolved in the courts of Germany.

12. Contact Information

For questions about these Terms, please contact us at:

• Email: support@myprisma.app
• Website: https://myprisma.app/contact

13. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will remain in full force and effect.